give with mili (Pty) Ltd
Version: 1.0
Last updated: January 2026

1. Introduction and Acceptance

These Terms and Conditions (“Terms”) govern your access to and use of the give with mili platform (“mili”, “we”, “us”, or “our”), operated by give with mili (Pty) Ltd, a private company incorporated in the Republic of South Africa (Registration Number: 2025 / 336690 / 07).

By accessing, browsing, or using the Platform in any manner — including scanning any mili-generated QR code — you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must immediately cease use of the Platform.

2. Definitions

For purposes of these Terms:

·       “Platform” means the mili website, web-based interfaces, QR code functionality, and related digital services.

·       “Giver” means any person or entity that makes a voluntary payment via the Platform.

·       “Recipient” means an individual or entity displayed on the Platform as eligible to receive voluntary payments.

·       “PSP” means an independent third-party payment service provider (such as SnapScan, Zapper, Ozow, Paystack, PayFast, or similar).

3. Nature of the Platform

mili is a technology-enabled digital giving platform designed to facilitate voluntary, cashless giving between Givers and Recipients.

mili acts solely as a facilitator of information and connection. mili does not participate in the financial clearing, settlement, or custody of any transaction.

3.1 Explicit Exclusions and Regulatory Status

mili is not a bank, mutual bank, payment institution, or financial services provider. Specifically, mili does not:

·       operate a digital wallet or stored-value service;

·       receive, hold, pool, route, or disburse funds;

·       act as a payment intermediary, money transmitter, or escrow agent;

·       determine payment amounts or frequency;

·       employ, contract, or supervise Recipients;

·       act as an agent, trustee, or fiduciary for any party.

All payments occur entirely outside the Platform, directly between the Giver and the Recipient via PSP infrastructure.

4. Payment Processing and Financial Disclaimers

4.1 Third-Party Payment Processing

All payments are processed by independent PSPs. When a Giver initiates a payment, they are redirected to a secure PSP environment.

mili:

·       never has access to banking credentials, card details, or authentication data;

·       does not store or process payment information;

·       is not a party to the payment transaction.

4.2 PSP Terms and Fees

Use of any PSP is governed exclusively by that PSP’s own terms, conditions, and privacy policies.

Givers acknowledge that:

·       transaction fees may be levied by the PSP or the Giver’s financial institution;

·       mili does not control or set these fees;

·       discrepancies between the amount paid and the amount received due to third-party fees are not the responsibility of mili.

4.3 No Guarantees or Dispute Resolution

mili does not guarantee that payments will be successful, timely, reversible, or error-free.

Any payment disputes, reversals, chargebacks, or failures must be resolved directly with the relevant PSP. mili does not mediate or adjudicate payment disputes.

5. QR Code Use and Security

Recipients may be provided with unique QR codes linked to their mili profiles.

While mili implements reasonable technical and administrative safeguards, Givers acknowledge that:

·       physical QR codes may be tampered with, replaced, or overlaid by unauthorized third parties;

·       fraudulent codes may imitate the mili interface.

mili is not liable for losses arising from such tampering or misuse. Givers are encouraged to verify the Recipient’s name and details displayed by the PSP before confirming payment.

6. Voluntary Nature of Giving

All payments facilitated through the Platform are entirely voluntary.

mili:

·       does not solicit mandatory payments;

·       does not promise benefits, rewards, or outcomes;

·       does not guarantee any financial or personal benefit to Recipients.

Givers make payments at their own discretion and risk.

7. Tax and Legal Responsibilities

Payments made via the Platform are voluntary donations or gifts.

·       Givers are solely responsible for understanding any tax implications of their giving, including potential Donations Tax under the Income Tax Act.

·       Recipients are solely responsible for declaring any income received to the South African Revenue Service (SARS).

·       mili does not provide tax advice and does not issue Section 18A certificates unless explicitly stated for a specific, registered public benefit organization profile.

8. Recipient Profiles and Information

Recipient profiles are provided for informational purposes only.

mili:

·       does not guarantee the accuracy, completeness, or veracity of Recipient information;

·       does not assess or verify a Recipient’s financial need;

·       does not conduct criminal, financial, or background checks unless explicitly stated.

The Platform is provided on an “as is” and “as available” basis.

9. No Employment, Agency, or Partnership

Nothing in these Terms creates or implies:

·       an employment relationship;

·       an agency relationship;

·       a partnership, joint venture, or fiduciary relationship

between mili and any Giver or Recipient.

Recipients act independently and do not represent or speak on behalf of give with mili (Pty) Ltd.

10. Future Features and Platform Evolution

The Platform may display features marked as “coming soon”, “preview”, or “under development”.

Such features:

·       are non-functional representations only;

·       do not constitute on boarding, approval, or verification;

·       may be modified, suspended, or removed at any time without notice.

11. Acceptable Use

Users agree not to:

·       misrepresent identity or intent;

·       use the Platform for unlawful, deceptive, or exploitative purposes;

·       interfere with Platform security or functionality;

·       misuse or harvest personal information of others.

mili reserves the right to suspend or terminate access for violations of these Terms.

12. Intellectual Property

All content, trademarks, software, databases, text, graphics, and design elements on the Platform are the property of or licensed to mili and are protected by South African and international intellectual property laws.

No rights are transferred by use of the Platform.

13. Limitation of Liability

To the maximum extent permitted by the Consumer Protection Act and applicable law, mili, its directors, officers, and employees shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

·       use of or inability to use the Platform;

·       conduct of any Giver or Recipient;

·       PSP failures, downtime, or errors;

·       data breaches occurring outside mili’s direct control.

14. Indemnity

You agree to indemnify and hold mili harmless from any claims, losses, damages, or expenses arising from your breach of these Terms or misuse of the Platform.

15. Privacy and Data Protection

mili processes personal information in accordance with the Protection of Personal Information Act, 2013 (POPIA).

Details on data collection, use, storage, and protection are set out in our Privacy Policy, which forms part of these Terms.

16. Governing Law and Jurisdiction

These Terms are governed by the laws of the Republic of South Africa.

You consent to the non-exclusive jurisdiction of the High Court of South Africa (Gauteng Local Division, Johannesburg) for any disputes arising from these Terms.

17. Contact Information

give with mili (Pty) Ltd
Email: info@givewithmili.co.za
Address: 34 Crystal View, Langeberg Ridge, Cape Town, 7550